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Category: Saving

Why My Spouse and I Never Argue Over Money

couple fighting boxing

There is no doubt that money is a leading cause of stress and divorce between married couples. Don’t believe me? This article talks about “divorce day” – the first working Monday of the year, where there are an increased number of couples looking to end marriages after the holidays.

There is a lot of evidence surrounding the fact that money causes stress and tension in relationships. I am not very interested in trying to convince you of this – I think society is pretty good at it already. Look to your social circle (family and friends) for this evidence, as I am sure you will find instances of financial stability and instability.

What I am interested in doing is telling you how and why my wife and I never argue about money. Yes, you read that correctly. We discuss, spend, and save money, but none of these ever lead to arguments.

I want to make a few things clear before diving into this discussion:

  1. My wife and I have argued about money in the past. When I say we never argue over money, I mean to say that we don’t anymore.
  2. This plan might not work for everyone. I am not here to say that this post will end all of your financial arguments with your spouse.
  3. This post, along with the advice given, is not a substitute for professional marriage counseling. If you feel like you and your spouse need some sort of intervention by a professional, licensed marriage counselor, please seek one!

With that out of the way, here we go!

Intro: Allen’s 2018 New Year’s Resolution

Welcome to I started documenting my personal FI journey on my personal blog in 2018. Now that I am documenting it here, I’m reposting my 2018 New Year’s Resolution: Achieve the Pillars of Financial Independence though slightly altered (and probably improved).

Achieve the Pillars of FI

So I’ve been blessed to be able to make and save a decent amount of money. It has allowed me to live comfortably in a new country for a bit of time. However, I started to wonder what else I could do with my money. It doesn’t make sense to spend it on things I don’t need or want, but I felt like there were better ways to save it too.

I had read about personal finance before. I then started reading more advanced finance techniques with goal of achieving Financial Independence or FI for short. As I’ve read more and more about what people have done to achieve FI, I realized I stumbled upon a rather big topic. Luckily I found the Choose Fi podcast and found an episode they did called The Pillars of FI. This episode summed just about everything that needs to be accomplished to achieve FI.

Since I heard it right around New Years, I decided to make achieving all the pillars my new year’s resolution for 2018. Yeah, I think I’m kind of cheating a bit, because I’ve already done a few of these things. And no I won’t achieve FI this year, but I think putting these things in place will get me closer to that goal. However, I felt like I should just try to put these steps in place for a good foundation now. Let’s review shall we: